Robin Binkley: Hi I’m Robin Binkley with Binkley Insurance. During the holidays we get a lot of questions here at the agency, and we have put them in priority sequence or maybe we should say frequency sequence. The top question that we get during the holidays is, “Robin, my relatives are visiting, are they covered if they drive my vehicles?” And the answer is yes. In the state of Arizona, they are covered as permissive guest drivers.
Now keep in mind that your policy follows your vehicles, so should anything happen, it is your policy that comes into play as far as the coverages for that incident. It is also your liability that comes into play, so make sure that you trust that person that you’re lending your vehicle to. And go ahead and enjoy your relatives and have a safe and happy holiday season.