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Meet Our Team

Robin Binkley
Agency Principal

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My family has been in the insurance industry since before I was born, but I started my journey in 1994 and launched Binkley & Associates in 2010. I am extremely passionate about helping a family through a difficult or even tragic time, and am very grateful for those I have been able to help.

Born in San Antonio, Texas, I was adopted with my twin brother and moved to Arizona when I was three years old. I completed my formal education in Tucson, home to the University of Arizona Wildcats. My four loves are God, my family, my country and inspiring those in my life to become more than they imagined they could be! That’s why, when I’m not at work, you can find me at a local nursery, hiking this beautiful land or traveling to explore new places.

I am passionate about helping children in any way that I can whether it be through the Kiwanis Club or Arizona Shine. I am also passionate about teaching at the local High Schools about the dangers of texting and driving.

Christina Applegate
Licensed Customer Care Manager

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I have been helping people with their insurance needs since 2007. Helping customers review protection options so they can make an educated decision for what works best for their family is one of my favorite parts about my job!

I moved to Prescott Valley back when there was only one traffic light in town. I obtained my Bachelors degree in Marketing from Arizona State University, and then moved back to raise my family. I love baking and trying new recipes with my family in my free time, which is why you can find me at home on my off days! I also love chocolate, playing board games, and hiking with my family.

I am really passionate about our community and volunteer at my son’s school. I can’t wait to see how we’re going to help our community!


Dayana Villarreal
Customer Experience Specialist

My experience started quite early and it still continues to be a phenomenal experience as there is always much to learn and absorb. It’s exciting to work on something that is not stagnant (even though that is often the perception of insurance type work), working with different scenarios and people brings in a vibrancy that allows me to enjoy coming in to work each day.

I’m a chatterbox especially before, during, and after lunch but psychology and the human experience is very intriguing and fascinating to me – I can discuss this topic for hours! Nowadays I love to go into a coffee shop and work on random projects ( that I always say I will finish but never do) such as art or writing and then finding more projects. My guilty pleasure is to have my car speakers on blast and sing along; although the singing quality is debatable.

Stephen Carbajal
Licensed Business Development Manager

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I learned the insurance industry from my Grandmother who worked in insurance for many years. Throughout my five years in the industry, I feel I get most excited when I am given the opportunity to educate customers about their insurance needs and the coverage options available.

I grew up near the beach in Southern California before moving out here. When I’m not talking about work, you can find me bragging about how great my daughter is and how fast she’s growing. When I’m not with family, you can find me at Home Depot getting materials for my latest home improvement project. A fun fact about me is that I’m actually the one that does all of the cooking at home!

I am an active member of the Prescott Valley Early Bird Lions Club and am excited to see how we’ll be able to further help our community!

Scott Gilbert
Personal Financial Representative

I have been a licensed agent since 2000 with a securities license, certified health planner (TM) and life, health and variable annuity license in Arizona, California, and Nevada. I enjoy making a difference in people’s lives through service and find personal reward in helping families with strategies and service to achieve their financial goals and retire with security and peace of mind.

I grew up in Southern California and graduated from CSU Fullerton where I found my love for playing soccer and riding mountain bikes. I also enjoy working on classic cars with my son, golfing with my buddies and watching college football. I even coached youth and high school football for ten years!

Before joining the insurance world, I served our country in the U.S. Marines. I was also a member of the Kiwanis and connect with the mission of Habitat for Humanity.

Ashley Marjanen
Customer Experience Specialist

I have worked in Insurance for eight months as a customer service representative. I love to help people in any way I can. Knowing that I can educate customers on their protection and help them understand the complicated world of insurance I find extremely rewarding.

I was born in Scottsdale, Arizona but grew up in Spokane, Washington. We moved back when I was going into high school. I love anything outdoors; I love to hike, fish, camp, watch sunrises and sunsets and stargaze. When I’m not working you can find me spending time with my husband, friends or family, or baking, reading and spending time outside. I also love music and have played both the piano and viola since elementary school.



Jessica Holgate
Licensed Insurance Representative

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The best part about being in the insurance industry is learning much at such a quick pace! Every day, I cannot wait to help people protect what’s most important to them for a long time to come. I love the idea that I can use my personal experiences and knowledge to help others prepare for any future losses! It’s rewarding to know that I am in a position to guide people in the right direction! I was born and raised in California but moved to Arizona 14 years ago. This is now my home and I love the people here! I really enjoy gardening and actually started my vegetable garden this year for the first time and it is really coming to life! Being able to eat what I grow tastes so much sweeter than I imagined! When I am not at work you can find me in my garden nurturing my plants and harvesting for dinner. I also really love Nascar, camping, and traveling, so when I get the opportunity to enjoy all three of those at the same time, that is my heaven! I’m also extremely passionate about volunteering and taking part in “What The Food?” which is an organization committed to spreading awareness about eating non-GMO, unprocessed foods, and the benefits that they have to the body and mind!

Luke Lewis
Licensed Insurance Representative

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My experience had originally begun in the banking industry where I had spent many years assisting clients in managing their money, financing loans, and helping with tough financial decisions. I have recently joined the insurance industry to assist clients in managing risk and to learn more about the importance of insurance. What excites me most about the insurance industry is spreading knowledge and helping a client learn something new and valuable. I really enjoy getting the opportunity to sit down with a client and find solutions for the problems they may be facing. I was raised in the small town of Newberg which sits just outside of Portland, Oregon.

Throughout the wine country, I spent many years hiking, backpacking and camping. I moved to Prescott Valley, Arizona so my wife and I could focus on our college degrees. I will have obtained my degree in economics and finance by January of 2020! I really enjoy being active, exercising, and seeing a good movie. A good movie will keep me talking for hours afterward! The ideal weekend for me is laying in bed, enjoying a great cup of coffee and heading to the gym after a great breakfast. I really enjoy spending time with my wife, getting together with friends and getting caught up on the latest Netflix series. I am a volunteer at my church, Willow Hills Baptist Church, and also a member of the Kiwanis Club. I always try to be a part of the community when given the opportunity!